In plain terms — RiverNorth Capital & Income Fund
Shares currently cost about 4.8% less than the value of the assets behind them (a discount).
Over the past year it has averaged a 4.0% discount, so today's level is not high for this fund (Z-score +0.4). That describes the past; it does not predict where the discount goes next.
It pays regular distributions worth about 11.7% a year of the share price (11.1% of the assets). That is a payout rate, not a return: part of it may be capital being handed back.
Because the shares trade below the value of their assets, each dollar of reinvested distributions buys about $1.05 of assets — a ReinvestCapture™ rate of 12.3%, more than the payout rate itself. That is buying power, not a return.
The assets themselves grew 6.5% over the past year including distributions (NAV total return).
Annual costs are 4.39% of assets.
Guided view hides the statistical panels. Switch to Expert view in the grey bar to see them. Nothing here is advice.
Price and NAV, past year
Snapshot
Valuation vs. history
| Window | Average prem/disc | Std. dev. | Z-score | Observations |
|---|---|---|---|---|
| 3 months | -3.10% | 0.48% | -0.99 | 64 |
| 6 months | -3.20% | 0.41% | -0.92 | 126 |
| 1 year | -4.02% | 1.12% | +0.39 | 250 |
| 3 years | -5.68% | — | — | — |
| 5 years | -4.76% | — | — | — |
Current contemporaneous premium/discount -3.58% (close Oct 14, 2026 vs NAV Oct 13, 2026). 1-year range -6.97% to -0.53%. A negative Z-score means a wider discount than the window average — not that the fund is undervalued.
Performance
| Series | 1M | 3M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) |
|---|---|---|---|---|---|---|
| Market price return | -1.66% | -2.47% | -0.91% | -4.05% | -2.06% | -6.38% |
| Market price total return | -0.71% | +0.34% | +7.83% | +7.35% | +8.93% | +4.20% |
| NAV return | -0.60% | -2.76% | -3.20% | -4.39% | -3.12% | -6.00% |
| NAV total return | +0.32% | -0.05% | +5.04% | +6.53% | +7.13% | +4.08% |
Through Oct 14, 2026. Total return reinvests distributions at the series value on the ex-date. Cumulative ≤ 1 year, annualised beyond.
About the fund
RiverNorth Capital and Income Fund, Inc. operates as a closed-end investment management company that maintains a non-diversified approach. Its main objective is to generate a high level of current income for investors. To achieve this goal, the firm carefully curates a varied portfolio of debt assets originating from consumers, small businesses, and specialty finance sectors, all sourced through specific marketplace lending originators. The company was established on June 9, 2015, and its principal place of business is located in West Palm Beach, Florida.
CEF Explorer research page for RiverNorth Capital & Income Fund, Inc.. Figures carry their own dates and sources; a discount to NAV does not guarantee convergence or any return. This is not investment advice.