Income and reinvestment scenarios
Educational calculator. Pre-fill from a fund with ?t=TICKER (uses its latest price, NAV and regular annualised distribution as starting values); everything after that is your assumption. How DRIPs price shares.
These are scenarios, not forecasts. Distributions can be cut, NAV can fall, discounts can widen. A constant-yield compounding path is an assumption, never an expectation or a guarantee. Not every broker participates in the sponsor’s reinvestment plan; plan pricing differs by fund.
| Year | Shares | Price | NAV | Dist/share | Cash paid | Reinvested | Cash kept (cum.) | Position value |
|---|---|---|---|---|---|---|---|---|
| 1 | 1,080.0 | $10.00 | $11.00 | $0.8000 | $800 | $800 | $0 | $10,800 |
| 2 | 1,166.4 | $10.00 | $11.00 | $0.8000 | $864 | $864 | $0 | $11,664 |
| 3 | 1,259.7 | $10.00 | $11.00 | $0.8000 | $933 | $933 | $0 | $12,597 |
| 4 | 1,360.5 | $10.00 | $11.00 | $0.8000 | $1,008 | $1,008 | $0 | $13,605 |
| 5 | 1,469.3 | $10.00 | $11.00 | $0.8000 | $1,088 | $1,088 | $0 | $14,693 |
| 6 | 1,586.9 | $10.00 | $11.00 | $0.8000 | $1,175 | $1,175 | $0 | $15,869 |
| 7 | 1,713.8 | $10.00 | $11.00 | $0.8000 | $1,269 | $1,269 | $0 | $17,138 |
| 8 | 1,850.9 | $10.00 | $11.00 | $0.8000 | $1,371 | $1,371 | $0 | $18,509 |
| 9 | 1,999.0 | $10.00 | $11.00 | $0.8000 | $1,481 | $1,481 | $0 | $19,990 |
| 10 | 2,158.9 | $10.00 | $11.00 | $0.8000 | $1,599 | $1,599 | $0 | $21,589 |
Scenario, not a forecast. Cash distributions are shown separately from changes in position value. Reinvestment pricing follows your selection; actual DRIP terms vary by fund and broker. Constant-yield compounding is an assumption you set, not an expectation.